The sound of bending metal, the sudden jolt, and the moment of shocked silence that follows – minor car accidents in Ontario, although less catastrophic than major ones, can still be a disorienting experience for the drivers involved and their passengers. Understanding how to handle these moments can make a major difference in how you are able to handle the aftermath.
In this article, we cover what to do after a minor car accident in Ontario, so that you are prepared to protect your rights, safety, and interests when tricky situations like these arise.
What is a Minor Accident?
A minor accident typically involves scenarios where damage to the vehicles appears relatively minimal. If the damage to all vehicles involved appears to be more than $2,000 and there are injuries. The Ontario Highway Traffic Act mandates that such incidents be reported to the police as soon as possible.
The Steps to Follow After a Minor Accident
The actions you take following an accident are aimed at ensuring the safety of those involved and helps protect your rights.
Right After the Accident
The immediate actions you take set the foundation for everything that follows.
Step 1: Ensuring Safety
The first priority is safety. Pull over carefully (if possible) and check if you, your passengers, the other driver and their passengers are injured. The accident scene can at times be chaotic, even in a minor accident, but ensuring everyone’s well-being is paramount. If someone has been injured, call 911.
Step 2: Documenting the Scene
Next, document the scene. Take detailed photos and videos of the damage to all vehicles involved. This evidence is vital, in all accidents.
Step 3: Moving Your Vehicle & Exchanging Driver Information
If your vehicle is in the way of traffic and can be moved, move it to the side of the roadway. This helps prevent further accidents and clears the way for emergency services if they’re needed.
This is also the best time to exchange information with other driver(s) involved. Take note of names, contact information, vehicle information, driver’s license and insurance information.
Within 24 Hours After the Auto Accident
The actions taken in the 24 hours following the immediate aftermath are key for legal and insurance purposes.
Step 1: Reporting the Accident
If there is any damage, report the incident to a collision reporting center and/or the police.
Step 2: Contact a Car Accident Lawyer
Consulting with car accident lawyers is a wise next step, particularly if there are any injuries. Lawyers with in-depth knowledge of accident benefits and personal injury law can offer invaluable support and representation.
Step 3: Contacting Your Insurance Company
Notify your car insurance company about the accident as early as you can. They will begin the insurance claim process, through which you may recover repair costs and other losses.
Kalsi & Associates – Trusted Personal Injury Support
A minor car accident in Ontario calls for you to take several steps to ensure the safety of those involved and to protect yourself. By consulting trusted lawyers, you put yourself in position to handle the situation effectively.
At Kalsi & Associates, our team of personal injury lawyers is prepared to offer you legal guidance and support after your Ontario car accident. We are here to assist with everything from assembling the documents that help you prove your case after an accident and managing your insurance claims process to helping you understand your legal rights.
Contact us today for a free consultation.
