There were over 26,000 personal injury collisions on the roads of Ontario, affecting over 36,000 individuals, according to the Preliminary 2023 Ontario Road Safety Annual Report. Behind these statistics lies thousands upon thousands of stories of people injured, and a troubling reality: a motor vehicle accident can change lives in an instant. Hopefully, you will never have to deal with the aftermath of an accident on the roads, but in case you do, it’s best to be prepared by knowing as much as you can about the process.
If you or a loved one experiences a motor vehicle accident, you might feel overwhelmed by the unknowns: Will medical bills be covered? How can lost income be recouped? Is there legal recourse if the accident wasn’t your fault? Having a grasp of how accident claims work can help you navigate the path forward.
Accident Benefits in Ontario
When someone is hurt in a vehicle accident in Ontario, accident benefits may be available—regardless of which driver was at fault. This coverage could pay for specific medical treatments, replace a portion of lost income, and contribute to rehabilitation needs.
- Report the Accident: Contact your insurance company right away. Be prepared to share details about other drivers, any incident reports, and the extent of vehicle damage.
- Seek Medical Attention: Even minor aches can signal underlying issues, so get checked by a healthcare professional. Accurate medical documentation is valuable evidence if you need to file a claim.
- Submit Your Forms: Your insurance agent should provide documents to fill out for accident benefits, including those that address income replacement and required medical treatments.
- Determine Coverage: The scope of benefits depends on injury severity. Accident benefits can help with recovery, yet they might not fully address every financial or emotional challenge—especially in cases involving severe, long-term injuries.
Personal Injury Claims
When another driver’s negligence—such as speeding, texting, or driving under the influence—leads to a crash, there’s the option of pursuing a personal injury claim. This goes beyond standard accident benefits and may include compensation for:
- Pain and suffering
- Additional lost income
- Future medical care
- Related costs
The clock usually starts ticking on the day of the accident. In many situations, there’s generally a two-year window to file a personal injury claim. Acting sooner rather than later is recommended, since evidence can fade and witnesses may become harder to track down over time.
How Kalsi & Associates Can Help
As experienced car accident lawyers, we guide clients through their options and provide the support they need. If an insurance provider denies an injury claim, we fight back to secure fair compensation. Whether it’s handling medical expenses, lost income, or long-term care needs, we are committed to seeking justice for injured motor vehicle accident victims.
If you’re looking for a car accident lawyer serving Brampton, Kalsi & Associates is here to help. If a vehicle accident has disrupted your normal life, don’t face it alone. Book your free consultation today and let us help you move forward.
