Accidents happen when we least expect them; they disrupt our lives and leave a trail of questions in their wake. One of the most pressing questions following a car accident in Ontario is “How long do you have to report a car accident?”
In this blog we detail the timing and process of reporting the incident. We also explain why having the support of a car accident lawyer can be an asset in these situations.
Accident Severity and the 24-Hour Reporting Window
Minor accidents typically involve superficial damage to vehicles without personal injuries, often totaling less than $2,000 in damages. Major accidents, on the other hand, involve significant damage, personal injuries or both. Because of their increased severity, these require immediate police involvement. Regardless of the severity, all accidents must be reported within 24 hours.
Reporting Minor Accidents Guide:
Here’s a guide for how to report car accidents:
- Safety first: Make sure all drivers and passengers are safe and address any injuries immediately.
- Assess the situation: Determine the accident’s damage(s) is minor and if there are injuries If someone has been injured, call 911.
- Call the police: If there are injuries or significant damage, it’s imperative to involve a police officer at the scene.
- Document the accident: Take photos and videos of the damage to all vehicles involved.
- Exchange information: Swap insurance information, driver’s licenses, and contact details with the other drivers involved.
- File a report: Report the incident to a collision reporting centre and/or police.
- Get in touch with a personal injury lawyer: Car accident lawyers can provide you with guidance on how to proceed, especially as it pertains to your injury claim(s).
- Notify your insurance provider: Prompt communication with your car insurer is key for starting accident claims.
The Risks of Not Reporting an Accident Timely
Failing to report a car accident within 24 hours in Ontario comes with serious risks. Not adhering to this timeline can lead to fines and charges. It can jeopardize your ability to claim insurance too. Not reporting an accident promptly can also complicate future claims or disputes with the other driver (or drivers), as the lack of an official report makes it challenging to establish the facts of the incident.
How Car Accident Lawyers Can Be an Asset
A car accident lawyer can be invaluable in navigating the complexities of the personal injury process, as well as the claims process that typically follows:
- Clarifying uncertainties: They can advise on what steps to take.
- Laying the foundation of your claim: They can provide you with legal advice and assistance with all aspects of the injury claims process from submitting the claim and gathering evidence to negotiating with insurance companies and representing you in court.
- Protecting your rights: A lawyer protects your rights and interests throughout the process, from reporting to claim settlement.
Kalsi & Associates – Car Accident Injury Claims
No matter the severity, it’s important to report an accident within 24 hours, either to one of your local collision reporting centres or the police. This report protects you from a legal perspective and provides the basis for your personal injury claim.
If you’ve been injured in a motor vehicle accident, having the support of a car accident lawyer can be the difference between a successful claim and an unsuccessful one. At Kalsi & Associates, we take pride in helping injured victims secure the benefits they deserve. Contact us today to set up a free consultation. We are here for you.
