Kalsi and Associates Offers Services in Claiming Short and Long Term Disability Benefits
Accidents and health problems can sometimes create a permanent problem in your life by causing disability. Both short term and long term disabilities are crippling and can make individuals incapable of working or holding a job. At such times of distress what you need is a short term or long term disability benefits that can help you manage your finances and sort out your priorities.
If you have purchased an insurance plan that covers short- and long-term disabilities, you may be entitle to a compensation at the time of your highest needs. It is not always easy to deal with insurance companies and get the money that you rightly deserve. This is where Kalsi and Associates personal injury lawyers can help you with the process and make claiming and disbursal a hassle free process.
Difference Between Long Term and Short-Term Disability Insurance
A short-term disability insurance covers the expenses for a short period of time, in most cases for six months. Some benefits might go up to one year. Employers usually pay for short term insurance policies and when they don’t, the employees have to rely on Employment Insurance provided by the government.
Long term disability is when an individual is considered completely unable to return to work. Depending on the policy you have purchased, the policy will cover your income, medical treatment and rehabilitation. Long term disability benefits can be received till 65 years of age and the amount of benefits is reduced if you get disability benefits from other sources like Canada Pension Plan (CPP).
Claiming a disability benefit is often a lengthy and confusing process. If you or someone in your family has suffered any kind of disability and would like to claim your benefits, you can get in touch with a personal injury or disability lawyer at Kalsi and Associates who can guide you through the enitre process.
Call Kalsi and Associates personal injury lawyers on 1(844) 905-2993 and book a FREE consultation, today.
Kalsi and Associates Can Help You Get a Fair Compensation For Your Personal Injury Claims Litigation
The Law Office at Kalsi and Associates is proud to announce that it provides personal injury litigation services related to accidents across Ontario. The office is also offering a FREE consultation for personal injury cases.
Many times, victims of an unfortunate incidence have to suffer from gross injustice at the hands of insurance companies who pay them an unfair amount against their claims. In order to avoid such unfair treatment, accident victims should hire a professional team of personal injury lawyers like Kalsi and Associates in Ontario and Upper Toronto.
The team at Kalsi and Associates works within the deadlines of personal injury cases. The collect the relevant information of the case and will also take the responsibility of dealing with all the forms needed in the process. Kalsi and Associates ensure that the victim receives a fair compensation in minimum possible time.
Kalsi and Associates is a team of legal professional lawyers who handle numerous types of personal injury cases and claims. They practice solely in the area of personal injury and provide their services to clients throughout Ontario. The lawyers, paralegals and other support staff provide quality service while striving to provide quick and fair resolutions.
Call Brampton personal injury lawyers, Kalsi & Associates, at 1-844-905-2993.
If you have suffered an injury that has resulted in disability for a short period, you may have an opportunity to sue the person or the organization for causing harm and costing you income-earning opportunities. This will also allow you to seek compensation.
You can approach Kalsi & Associates personal injury lawyers to seek legal advice and know whether your situation qualifies you for short-term disability benefits. Some employers do offer short-term disability benefits to their employees. The length of time that you need to be unable to work in order to qualify for these benefits varies from company to company.
You should first acquaint yourself with the rules and regulations of your company on this topic and try and avail any benefits of this policy if they are available. For those, who don’t have short-term disability benefit, there is an opportunity to qualify for Employment Insurance Sickness Benefits.
Whatever be your situation, Kalsi & Associates personal injury lawyers will provide you sound legal advice and help you in knowing your entitlements resulting from a purchased policy or due to being a member of any organization.
You may also require legal advice if you have insurance coverage and the companies are unwilling to provide cover for your short-term disability. As you may know or have experienced, insurance companies can often have very convoluted procedures and rules which might be difficult for a layman to understand. In such situations, our team of lawyers will help you in navigating the labyrinthine maze of regulations and allow you to gain those benefits which you are entitled to.
Remember, while we never wish anyone to suffer even the mildest injury, one never knows when and how he could be affected by an accident. If you find yourself in such a situation, don’t despair thinking of yourself as alone and helpless, we will have your back.
If you have suffered an injury in a public place or facility as a result of the negligence of public authorities, then you may have a good chance to claim compensation from those authorities. Kalsi & Associates personal injury lawyers would be happy to look into your case and offer you a proper legal advice.
Rules may vary according to different states. Also, unlike an accident, it may often be hard to prove the fault of authorities in a place like a park or a swimming pool in case of an accident. In order to successfully surmount these legal challenges and get proper compensation, you will require help from people who have experience working in this area. That is exactly what you will find on contacting Kalsi & Associates personal injury lawyers Toronto.
What is most difficult in such cases is establishing a link between the cause of your accident and the person responsible. Often such cases end up going nowhere because people keep shifting blame to the person above or below them. This culture of passing the buck is a hallmark of bureaucracies around the world and even in a well-administered place like the Greater Toronto Area where the bureaucracy functions much more smoothly and effectively than other parts of the world, you can run into this problem.
One thing you need to remember is that evidence is the key and collection of evidence is most easily accomplished the earlier you begin. Hence, it is important for you to act as soon as it is possible for you. The more time that you take, the more difficult would be the task.
But do remain assured that we would be committed to helping you. Our team of legal experts would review the situation and make you well acquainted with your legal options.
It’s no surprise that many of us are long waiting for the snow to dissipate. A time to put back the winter clothes in the closest and get out our bicycles. The fact that you are on the road chances are, you may be involved in an accident.
We do not mean that you should expect one, but it doesn’t hurt to prepare; in case it happens. If a cyclist collides with a motorist, you may be entitled to coverage. If the crash is due to the fault of the driver, their auto insurance company may cover the damages.
In Ontario, in at-fault accidents, your homeowner’s insurance policy may cover you. If you are involved in a collision, report it to the police. Sometimes what appears to be minor injuries may get worse over time.
Remember to get the relevant information from the motorist. It includes name, license plate number, contact information, and insurance information. Seek medical attention and find a reliable personal injury lawyer to plead your case.
You may be able to receive compensation for your suffering. It often depends on the suffering and pain that a victim goes through, due to the accident. Reach out to our expert personal injury lawyers at Kalsi & Associates, at (844) 905-2993 or apply online.
We offer FREE consultation!
A recent report on the state of Ontario’s Auto Insurance Systems shows that we have one of the least effective systems in play. While there’s a decrease in the number of accidents, the opposite is evident on the number of claims. They have gone up.
With the aim of reducing the insurance premiums, the government is working on introducing the “Fair Auto Insurance Plan.” It has been a topic of discussion since last year. This new plan aims at reducing fraud cases and costs in the Auto Insurance industry.
One of the areas of concern by many Personal Injury Lawyers and Kalsi & Associates included is the new plan will make it more difficult for one to qualify for a particular coverage, in case of an accident. Though the project will save the public regarding auto insurance premiums, it may be to the detriment of victims of accidents.
According to the plan, the treatment plans for common injuries that result from collisions will be standard. Also, medical assessment for those with severe injuries due to an accident will be by neutral and independent centers for examination. Now, you will not go to a family doctor or your specialist for assessment.
You will have to go to a designated assessment center. It may result in an assessment that is not comprehensive, thorough, or even well-reasoned. As we wait to see what measures the development plans for this new system will take; feel free to contact Kalsi & Associates at (844) 905-2993, for your Personal Injury cases, or apply online.
Parking lots are not only prone to violent episodes but can pose a hazard for Slip and Fall Accidents. Many workplaces are close to Parking Lots. You may not be working there, but you are still at risk of injury, in any parking lot.
Some of the factors that contribute to such accidents include deteriorating surfaces. When walking in a parking lot, watch where you step. Flat and even surfaces, are the ideal places to walk on. Avoid walking on gratings or broken pavement.
Also, watch for spillage of oil where cars are parked. They aggravate the situation. Antifreeze and weather conditions may also increase the risk of a slip and fall. Look out for speed bumps. They may cause you to trip.
Pay attention to any tire stops, as you walk. During winter it is appropriate to wear anti-slip footwear. If you notice any hazardous conditions in the parking lot, report it to the relevant bodies.
Watch out for cars and spillage. When walking through, don’t assume that the driver will see you first. Your safety should be your number one priority. And if you are in a position to prevent an accident from happening, then, do so, for the sake of other people.
Be on the lookout at all times. When you are in a parking lot, watch out for both fall hazards and cars. If by an unfortunate event you happen to have a slip and fall accident, due to the negligence of another, contact our expert personal injury lawyers at Kalsi & Associates, at (844) 905-2993
Government Of Canada
The Government of Canada offers programs or disability benefits for those who aren’t able to work for a long period, due to injury or accident. Depending on the province you are in, the benefits may vary. For those in Ontario, below are some of the long-term disability programs that apply:
Most businesses are obligated by the law to enroll their employees in the Workers Compensation Program. If you get injured on the job, you will be eligible for the Workers Compensation Benefits. It also applies to those who are unable to work for a long time.
The Disability Insurance Benefits applies when an accident strips you the ability to work or earn income. It refers to both those can’t work temporarily or are disable permanently, by accident. In this program, you will receive payments that are part of your regular income, for a specified amount of time.
For eligibility, you must be covered by your employer or buy the policy on your own.
If your disability keeps you from working and are below 65 years of age, you are eligible for this benefit. You also need to have contributed to CPP for some years. The employer usually does it through payroll.
CPP (Canadian Pension Plan) Disability Benefits are monthly payments that may also be provided to the children of the recipient of the CCP disability benefits or a deceased contributor to CPP.
Misfortune happens when we least expect it. If you need legal guidance on which claims you can make after an injury or accident; feel free to contact Kalsi & Associates personal injury lawyers at (844) 905-2993
The staff of the Bayfront Park Beach found blue-green algae in most of the water in the park along the western shoreline. According to the Public Health Officials of the area, tests have revealed that the algae are toxic.
Residents and the public who may choose to spend time in the Park have been urged to stay out of the water. At Kalsi & Associates, we call upon everyone to observe this decree. Coming into contact with the toxins from the algae can irritate your skin.
Other effects of exposure to the toxins include diarrhea, irritation of the mucous membrane, abdominal pain, headaches, rashes, among many other irritable effects. Health officials encourage those who may have come into contact with the water at the Park in the recent times and having any of the mentioned symptoms to seek medical attention.
As we opt to spend time with family and friends in the Parks, let us observe the rules of the parks and put our safety and good health as our number one priority. Your safety begins with you and me.
At Kalsi & Associates personal injury lawyers, we offer free consultation services for your personal injury inquiries. Reach out to us at (844) 905-2993 or apply online.
No one knows when or if they may be involved in an accident. You spouse who stays at home may get injuries due to an accident. Can he or she sue for Lost Income Damages?
The answer to the above query is yes; you can sue for Lost Income Damages. Such a case may prove difficult particularly since the claimant, has to show proof that the injuries affected their potential of earning an income. You can seek the services of a professional Personal Injury Lawyer to help you in this.
Other areas to consider include, showing how the injuries sustained has caused you to hire help from an outside source, who needs to be paid to, carry out the duties that were once yours. Also, a comparison between what other people who have the same qualifications as you, in the job market may come in handy.
If you do not know how to proceed with the claims process after sustaining injuries due to an accident, Contact us at Kalsi& Associates on (844) 905-2993.