Despite all the best intentions and safety precautions, car accidents are an unfortunate inevitability of driving. Hopefully, you will never be involved in an automobile accident, but, as we all know, wishful thinking makes for poor preparation. So, we have prepared this blog post to help you know the basics about how to report a car accident, when to call a car accident lawyer, and clear up any confusion you might have about whether or not it is mandatory to report a car accident in Ontario.
Ontario Car Accident Reporting Requirements
Following a car accident of any severity, it is a legal obligation to remain at the scene of an accident.
You must notify the police immediately if there are injuries or fatalities to either the drivers involved or any passengers, or if any of the vehicles involved appears to have received more than $5,000 in damage.
For minor accidents with damage below this threshold and no injuries, you must make an accident report at a Collision Reporting Centre within 24 hours.
Steps to Take After an Accident
Properly reporting a motor vehicle accident is not just about following the rules; it also protects you from false claims or disputes. Beyond the legal responsibility, creating a proper record is the first step in any claim process.
Safety First!
First and foremost, make sure everyone is safe. If anyone appears to be injured, call emergency services right away, so that they can receive medical attention at the accident scene as quickly as possible.
Document the Scene
Take photos of the scene of the accident, vehicle positions, and any damages. This documentation can be used for insurance claim filing.
Exchange Information
Exchange names, contact details, driver’s license information, license plates, and insurance information with the other drivers.
Insurance Obligations
It is important to notify your insurance company of all accidents, regardless of severity. Failure to report can result in denied claims or policy cancellation.
Provide your insurer with detailed information about the accident, including the police report number and any photos or witness information you have collected.
What are the Consequences of Not Reporting a Car Accident?
Failing to report an accident involving motor vehicles at Collision Reporting Centres can have consequences.
You may face legal penalties, such as fines or charges, for not adhering to reporting requirements or leaving the scene of an accident. Also, your insurance provider could potentially deny coverage for damages or personal injury related to the unreported accident, which means you may be financially liable.
Contact Kalsi & Associates for Support With Car Accident Claims
If you have been injured in a car accident and need legal assistance, contact Kalsi & Associates.
We serve many locations in Ontario. Whether you need a car accident lawyer in Oakville, a personal injury lawyer in Brampton, or a Mississauga car accident lawyer, our team can help protect your claim’s rights and pursue a personal injury lawsuit.
Schedule a free consultation today to discuss your case and explore your legal options.
