When you’re in an accident, claiming insurance and securing fair compensation for your losses can be challenging. As often, insurance companies reject genuine claims and reduce settlement amounts. But it doesn’t have to be that way!
After a car accident, it is important to gather as much information and evidence as possible. The more you can document—from photos of the damaged cars, police reports, or witness statements—the stronger your claim will be against an auto insurer.
- PHOTOS AND VIDEOS
The first thing you should do immediately after a car accident is to take photographs and videos if you are well enough to do so. Pictures or videos are the best sources of strong evidence. They can show proof of damages and fault of other driver. It should consist of close-up shots of property damage and the crash scene in its entirety.
If you cannot take photos right after a crash, send someone else back to the scene while you visit the hospital. You can also visit local businesses in the area and ask them to show any surveillance recordings that might have captured the accident.
- CONTACT INFORMATION OF EYEWITNESSES
Before leaving the accidental spot, the next thing to gather as evidence is the names and contact information of eyewitnesses. They can inform you in detail about how and why the accident happened. They may have observed the fault of the driver. If most of the eyewitnesses say the same thing, then their testimonials will become strong evidence to claim insurance.
- POLICE REPORT NUMBER
Calling the police to report a car accident creates a public record of what happened, which can be useful for insurance claims.
A police report can include details about the accident, such as the directions and speeds of vehicles; whether one driver was breaking a law or not; and any insurance information. Once the police have arrived take time to explain what happened. Be sure that you get a report number for your statement before leaving.
- MEDICAL REPORTS
After consulting a doctor about your car accident injuries, begin to gather medical documentation for your insurance claim. Your insurer will request evidence of your injuries and related expenses, such as medications, surgeries, and treatments.
You can take a free consultancy from the experienced car accident lawyers of Kalsi & Associates to claim your insurance after a car accident successfully. The team will help in gathering strong evidence behind the accident’s cause and your injuries.