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How Common Are Brain Injuries & What To Consider

At Kalsi & Associates Toronto Personal Injury Lawyers have an extensive experience when dealing with Brain injury.

Source: Brain Injury Association Sudbury & District  states, "In Ontario, 44 people sustain a brain injury EVERY DAY."

Motor vehicle accident is the leading cause of brain injury in Canada with over 45% of cases of brain injury are caused by accidents on the road. Amongst other causes of brain injury are listed below according the statistics of Canada:

The leading causes of brain injury are as follows:

  • Motor Vehicle accidents (45%)
  • Slips and falls (10%)
  • Bicycle accidents (10%)
  • Injuries in the workplace (10%)
  • Sports, activities, or physical altercations/assault (10%)
  • Medical Conditions (10%)
  • Poison or toxins (5%)

When it happens, as brain injuries are more serious than other accidental injuries. For more information on brain injury and related to this topic, be sure to read the following articles on Kalsi & Associates website:

1. BRAIN INJURIES AFTER AN ACCIDENT: https://kalsilaw.com/brain-injuries- after-an-accident/
2. DETERMING THE SEVERITY OF AN INJURY: https://kalsilaw.com/determining-the-severity-of-an-injury/
3. 10 COMMON MOTOR VEHICLE ACCIDENT INJURIES: https://kalsilaw.com/10-common-motor-vehicle-accident-injuries/
4. BRAMPTON PERSONAL INJURY LAWYER URGES AWARENESS OF CONCUSSION SYMPTOMS, CONSEQUENCES: https://kalsilaw.com/brampton-personal-injury-lawyer-urges-awareness-of-accidental-concussion-symptoms-consequences/

As per the Brain Injury Association of Canada (BIAC) states that about “1.5 million people in Canada are living with a brain injury.” Often these are extremely serious and debilitating so being prepared early with the right questions about your coverage and claims in the first step after your injury.

Each year just in Ontario alone, “ between 1600 & 2500 people are left with physical, intellectual or behavioural consequences severe enough to interfere with their activities of daily living." This kind of injury you need an injury lawyer, Kalsi & Associates are leading lawyers when it comes to providing legal guidance relating to brain injury.

Such injury claims need extra dedication to ensure you get what you deserve and are assisted when it's most crucial.

At Kalsi & Associates, understanding pain and seriousness of injury is the first response of professional lawyers and associate staff members when handling brain injury. Contact Kalsi & Associates for Free Consultation, for no question is too small or too big, consult FREE at 1 (844) 905-2993 or apply for a consultation online .

 

“We are here to support you. We care for every one of our clients. Count on us to
give the utmost importance to each case and be there every step of the way.”

Kalsi & Associates Announces Free Consultation for Personal Injury Claims in Ontario

Personal injuries can be debilitating when caused by the negligence of a third-party, you feel anger, frustration, and sometimes, even helplessness. Sometimes, a personal injury may cause a disruption to your job, resulting in temporary loss of income.

Serving Ontario based Kalsi & Associates with many locations is proud to announce that their injury lawyers stand by and defend your case in matters of personal injury caused due to negligence. The injury lawyers in Brampton have decades of experience in ensuring that every claim related to personal injury gets the attention and compensation it deserves.

At Kalsi & Associates lawyer assist you with claims related to motor vehicle accidents, short-term or long-term disability benefits, and slip and fall incidents. They have serviced clients across Ontario with a goal to get the injured the compensation he/she deserves. Kalsi & Associates  has become a household name when it comes to personal injury in Ontario for their extraordinary legal support for customers.

In alignment to the Statutory Accident Benefits (SAB) Schedule, the injury lawyers at Kalsi & Associates work with you on getting any or all of the following benefits:

● Income Replacement Benefits (IRB)
● Medical and Rehabilitation
● Non-Earner Benefits
● Attendant Care Benefits
● Caregiver Benefits

Do not hesitate to contact Kalsi & Associates at 1 (844) 905-2993 or apply for a consultation online. The Toronto disability lawyers, personal injury lawyers; Kalsi & Associates are prepared and ready to help.

Personal injuries can be catastrophic. There is uncertainty about the future, and the road to recovery seems long. Utilise the services of personal injury lawyers at Kalsi & Associates to ensure you get the compensation you are entitled to.

When Disability Impacts Income

Catastrophes and accidents are common in our day to day lives. Canada government Statistics show that 20% of Canadians aged 15 years and above have had at least one disability in 2017. At least 20% of male Canadians and 24% of female Canadians have had at least one disability.

The Trauma of Disability While Employed

An accident or personal injury that results in temporary or permanent disability can be life changing. In addition to the pain and trauma associated with the event, the income stream suddenly stops. With a vast majority of the workforce living on monthly salaries, a disability can cause tremendous financial stress.

What Is Disability insurance?

Disability insurance gives an individual the option to continue receiving a portion of their income if they get disabled while in a job. Disability insurance could be a part of the employment terms. An individual can also buy a disability insurance policy from third-party providers.

In the case of temporary or permanent disability, the individual could work with a disability claim lawyer to ensure he or she gets the maximum benefit out of the claim.

What is the Duration of Disability Insurance?

Disability insurance can protect a person until they are healthy again or as long as the coverage is applicable. Some disability insurance packages even offer coverage until an individual reaches retirement.

In the event that an individual need to claim long-term disability benefits, it is advisable that they approach a long-term disability lawyer. Some insurance companies are particularly stringent when it comes to long-term disability claims, and a lawyer can help ensure the individual gets suitable disability benefits.

If you’re caught in an accident or you have been injured and are in need of legal help, do not hesitate to call Kalsi & Associates for free consultation or legal advice related to injury, disability, or slip and fall in Ontario at 1-(844) 905-2993 or apply for a consultation online. The Toronto disability lawyers, personal injury lawyers; Kalsi & Associates are prepared and ready to help.

Could an increase in accidents in the Greater Toronto Area spur insurance hikes?

 Poor weather conditions and bad driving are responsible for a slew of motor vehicle accidents in the Greater Toronto Area over the past week.  This is according to various tweets from the OPP Highway Safety Division.

 Higher Insurance Premiums

According to Bobbi Kalsi,  (LL.B., MBA), of Kalsi and Associates, an increase in accidents could drive already high Ontario insurance premiums even higher.  

The FDA approved its fourth consecutive rate increase of 1.56% in December 2019 based on claim costs, market conditions and other factors. So, while this represents the average rate across Ontario, premiums can vary greatly across individual insurers and depending on where you live. Areas that experience a high number of cars on the road will experience higher premiums since this increases the odds of an accident occurring. There is an ever-increasing number of cars on the road every year in the Greater Toronto Area so naturally, this may also be influencing insurance premiums.

Drivers in Brampton, for example, pay the costliest insurance in Ontario according to the Toronto Sun. Mississauga also ranks high but there are some areas of Mississauga where premiums are considerably lower.

Insurance rates are based on actuarial evidence which is affected by a number of factors including the number of cars and also the overall number of accidents. The same evidence is used to rate drivers based on age and sex demographics. Males under 25 are statistically more likely to have more accidents and therefore pay a higher insurance premium even if they’ve never had an accident before.

Personal collisions can also result in an increased accident premium. Even if you are not at fault in an accident, you may find your premiums increase.

 No-fault insurance

But what about Ontario’s no-fault insurance? No-fault insurance doesn’t mean that nobody is found at fault. It simply means each driver deals with their own insurance company regardless of who is at fault. An “at-fault” accident will affect your premiums for a period that is determined by the nature of the accident and where you live. You can apply for accident forgiveness, however, in order to prevent the increase in your premiums. Motor vehicle accident lawyer or personal injury lawyer can offer counsel on this and other motor accident issues to ensure you receive the maximum compensation you are entitled and are not unfairly penalized.

For more information about catastrophic injury litigation please call Kalsi & Associates at 1(844) 905-2993.

Kalsi & Associates Is Providing Personal Injury Services in Mississauga, Brampton, and Toronto.

Kalsi & Associates Is Providing Personal Injury Services in Mississauga, Brampton, and Toronto.

Contact: 1-844-905-2993
Email: info@kalsilaw.com

The law office of Kalsi and Associates are pleased to report that they give individual damage suit administrations to Motor vehicle Accidents crosswise over Ontario and offer a free consultation for your own damage case.

Motor vehicle Accidents are groundbreaking occasions. Indeed, even small wounds can put a strain on you as well as your family. Kalsi & Associates is a personal injury law firm specializing in personal injury litigation for motor vehicle accidents and slip and fall accidents. We concentrate on showing signs of improvement. Kalsi and Associates have the experience to get you the mishap benefits you deserve.

In the event that an engine vehicle mishap has influenced you, Kalsi and Associates can enable you to get the advantages you have to carry on with your life. Their master group of individual damage legal counselors has won many short and long haul handicap claims for their customers.

Motor vehicle accidents and slip and fall accidents can happen to anyone. It is important to have someone on your side when dealing with insurance companies. Kalsi & Associates’ team of personal injury lawyers and staff know how to work with insurance companies to get you the benefits you deserve.

Kalsi and Associates is home to qualified professionals and plentiful care staff. They believe in fighting your personal litigation case(s) for you with the goal that you can concentrate on your street to recovery.

On the off chance that you or a relative is a victim of an engine vehicle accident, slip and fall mishap or if your long-term or momentary handicap benefits have been denied, don’t hesitate to contact Kalsi and Associates at 1-844-905-2993 and book a FREE consultation, today. They are prepared and ready to help.

Kalsi and Associates Offers Services in Claiming Short and Long Term Disability Benefits

Kalsi and Associates Offers Services in Claiming Short and Long Term Disability Benefits

Contact: 1-844-905-2993

Email: info@kalsilaw.com

Accidents and health problems can sometimes create a permanent problem in your life by causing disability. Both short term and long term disabilities are crippling and can make individuals incapable of working or holding a job. At such times of distress what you need is a short term or long term disability benefits that can help you manage your finances and sort out your priorities.

If you have purchased an insurance plan that covers short- and long-term disabilities, you may be entitle to a compensation at the time of your highest needs. It is not always easy to deal with insurance companies and get the money that you rightly deserve. This is where Kalsi and Associates personal injury lawyers can help you with the process and make claiming and disbursal a hassle free process.

Difference Between Long Term and Short-Term Disability Insurance

A short-term disability insurance covers the expenses for a short period of time, in most cases for six months. Some benefits might go up to one year. Employers usually pay for short term insurance policies and when they don’t, the employees have to rely on Employment Insurance provided by the government.

Long term disability is when an individual is considered completely unable to return to work. Depending on the policy you have purchased, the policy will cover your income, medical treatment and rehabilitation. Long term disability benefits can be received till 65 years of age and the amount of benefits is reduced if you get disability benefits from other sources like Canada Pension Plan (CPP).

Claiming a disability benefit is often a lengthy and confusing process. If you or someone in your family has suffered any kind of disability and would like to claim your benefits, you can get in touch with a personal injury or disability lawyer at Kalsi and Associates who can guide you through the enitre process.

Call Kalsi and Associates personal injury lawyers on 1(844) 905-2993 and book a FREE consultation, today.

Kalsi and Associates Can Help You Get a Fair Compensation For Your Personal Injury Claims Litigation

Kalsi and Associates Can Help You Get a Fair Compensation For Your Personal Injury Claims Litigation

The Law Office at Kalsi and Associates is proud to announce that it provides personal injury litigation services related to accidents across Ontario. The office is also offering a FREE consultation for personal injury cases.

Many times, victims of an unfortunate incidence have to suffer from gross injustice at the hands of insurance companies who pay them an unfair amount against their claims. In order to avoid such unfair treatment, accident victims should hire a professional team of personal injury lawyers like Kalsi and Associates in Ontario and Upper Toronto.

The team at Kalsi and Associates works within the deadlines of personal injury cases. The collect the relevant information of the case and will also take the responsibility of dealing with all the forms needed in the process. Kalsi and Associates ensure that the victim receives a fair compensation in minimum possible time.

Kalsi and Associates is a team of legal professional lawyers who handle numerous types of personal injury cases and claims. They practice solely in the area of personal injury and provide their services to clients throughout Ontario. The lawyers, paralegals and other support staff provide quality service while striving to provide quick and fair resolutions.

Call Brampton personal injury lawyers, Kalsi & Associates, at 1-844-905-2993.

Falls are one of the Top Reasons Canadians are Getting Injured

Source:

Global News
The Global And Mail
Huffington Post

Accidental falls have been stated to be the most common cause of injury in Canada by the Canadian Institute for Health Insurance. These often lead to a trip to the emergency department and occasionally the injuries are severe. In 2017, it was reported that 1800 people rushed to ED after sustaining a fall and out of these, 417 people needed to stay overnight at the hospital. Elderly people were the ones with severe injuries while children and young adults were also recorded.

Injuries caused by slip and fall increase during the winter season because of snow, ice, and other slippery conditions. Although the government of Canada tries to do its best to maintain non-slipper sidewalks and other surfaces but even a single patch can make an individual fall down and break a bone.

Most Common Injuries after Slip and Fall

The most common types of injuries sustained after a slip and fall accident in Canada are:

1. Head injury
2. Broken lower leg and ankle
3. Broken hip

Hip injuries happen very commonly when a person falls down while walking but this problem is very serious for seniors because, at their age, they lack the physical strength to completely heal and may end up with a lifelong problem. Complications related to hip injury can be fatal too.

Reduce the Risk of Falling

Falling happens by accident and there isn’t much you can do to protect yourself. Nonetheless, there are few precautions that will keep you safe in the winters:

1. Wear shoes with deep treads during winter to reduce your chances of slipping.
2. Be careful while going down the stairs and if it’s wet, hold on to the handrail.
3. Pay attention to the floor you are walking on and if it’s wet/icy be extra cautious.
4. Try to avoid walking on cracked sidewalks and poorly maintained walkways.

Kalsi and Associates is a team of legal professionals who can guide individuals with their personal injury through slip and fall litigation. They can help you with most types of personal injuries including catastrophic accident litigation, slip and fall, motor vehicle accident and claims related to them. The team at Kalsi and Associates personal injury lawyers strives to protect the rights of the clients while staying committed to providing justice and a fair compensation.

Pedestrian Dead, Driver Sought After in Ontario Hit and Run Case

Source:

CTV News

Peel Regional Police say that a man has died after an alleged hit and run in Mississauga, Ontario. According to the police, the said incident happened on Friday evening, i.e. on 30th of November, 2018. It is believed that the 54-year-old man was crossing the road when he was hit by a car. He died on the spot because of his injuries.

Police has said that the person driving the car did not stop and fled the scene. They are on a lookout now and are looking for a red colored Dodge Challenger manufactured in 2017 or 2018. This vehicle is also missing the right side mirror. The Police have also mentioned that the car is damaged on the right side, including the headlight and the bumper.

Peel Regional Police are asking the public to help them find the suspect and they have asked individuals to step forward if they have any knowledge about the accident.

Canada has seen a rise in pedestrian death in the last few years despite the government’s best efforts to make roads safer for people on their feet. 2017 was recorded as deadly in Ontario because of a hike in the number of deaths caused by accidents on the road. 2018 has been no better.

Individuals who are charged under Ontario’s hit and run law may have to face up to six months in prison. They may also lose the driving license and will have to pay a fine ranging between $600 and $2,000. Individuals who fail to remain at the scene of the accident may also see a steep hike in their insurance premiums.

Car Accident Kills Woman and 2-Year-Old Son in a Two-Vehicle Crash

Source:

City News Toronto

CTV News Toronto

A 31 years old woman and her 2-year-old son were killed when the vehicle they were traveling in was involved in a two-vehicle crash in Mississauga on November 1st, 2018. The woman, her son and her 33-year-old husband were traveling to Burnhamthrope when their vehicle was struck by a Hyundai which was heading north towards Mavis.

According to police, the suspect vehicle continued to travel north after the impact for another 50-75 meters, after which it stopped and at a sidewalk and then it caught fire. This vehicle was being driven by an 18-year-old driving, who managed to get out of the vehicle on time.

The woman’s husband who was driving the car has sustained life-threatening injuries and was taken to the hospital at around 2 am when the emergency services were called. He had slipped into a coma for several days and as of 27th November, he is still there, receiving treatment. The 18-year-old suspect was also taken to the hospital and treated for his injuries and released.

After almost a month of the accident, on 27th November, the 18-year-old was arrested again and charged with two counts of criminal negligence causing death and one count of criminal negligence causing bodily harm. The suspect has been identified as Evan Campbell of Orillia.

Friends and family had identified the victims as Sanket Dogra, 33, his wife Khushbu Aroro, 31 and their 2-year-old son Pakrit. The family lived only a few miles away from the crash site. Sanket Dogra works in the tech industry and had shifted his wife and son to Canada, just a year ago.