Poor weather conditions and bad driving are responsible for a slew of motor vehicle accidents in the Greater Toronto Area over the past week. This is according to various tweets from the OPP Highway Safety Division.
Higher Insurance Premiums
According to Bobbi Kalsi, (LL.B., MBA), of Kalsi and Associates, an increase in accidents could drive already high Ontario insurance premiums even higher.
The FDA approved its fourth consecutive rate increase of 1.56% in December 2019 based on claim costs, market conditions and other factors. So, while this represents the average rate across Ontario, premiums can vary greatly across individual insurers and depending on where you live. Areas that experience a high number of cars on the road will experience higher premiums since this increases the odds of an accident occurring. There is an ever-increasing number of cars on the road every year in the Greater Toronto Area so naturally, this may also be influencing insurance premiums.
Drivers in Brampton, for example, pay the costliest insurance in Ontario according to the Toronto Sun. Mississauga also ranks high but there are some areas of Mississauga where premiums are considerably lower.
Insurance rates are based on actuarial evidence which is affected by a number of factors including the number of cars and also the overall number of accidents. The same evidence is used to rate drivers based on age and sex demographics. Males under 25 are statistically more likely to have more accidents and therefore pay a higher insurance premium even if they’ve never had an accident before.
Personal collisions can also result in an increased accident premium. Even if you are not at fault in an accident, you may find your premiums increase.
But what about Ontario’s no-fault insurance? No-fault insurance doesn’t mean that nobody is found at fault. It simply means each driver deals with their own insurance company regardless of who is at fault. An “at-fault” accident will affect your premiums for a period that is determined by the nature of the accident and where you live. You can apply for accident forgiveness, however, in order to prevent the increase in your premiums. Motor vehicle accident lawyer or personal injury lawyer can offer counsel on this and other motor accident issues to ensure you receive the maximum compensation you are entitled and are not unfairly penalized.
For more information about catastrophic injury litigation please call Kalsi & Associates at 1(844) 905-2993.
Kalsi & Associates Is Providing Personal Injury Services in Mississauga, Brampton, and Toronto.
The law office of Kalsi and Associates are pleased to report that they give individual damage suit administrations to Motor vehicle Accidents crosswise over Ontario and offer a free consultation for your own damage case.
Motor vehicle Accidents are groundbreaking occasions. Indeed, even small wounds can put a strain on you as well as your family. Kalsi & Associates is a personal injury law firm specializing in personal injury litigation for motor vehicle accidents and slip and fall accidents. We concentrate on showing signs of improvement. Kalsi and Associates have the experience to get you the mishap benefits you deserve.
In the event that an engine vehicle mishap has influenced you, Kalsi and Associates can enable you to get the advantages you have to carry on with your life. Their master group of individual damage legal counselors has won many short and long haul handicap claims for their customers.
Motor vehicle accidents and slip and fall accidents can happen to anyone. It is important to have someone on your side when dealing with insurance companies. Kalsi & Associates’ team of personal injury lawyers and staff know how to work with insurance companies to get you the benefits you deserve.
Kalsi and Associates is home to qualified professionals and plentiful care staff. They believe in fighting your personal litigation case(s) for you with the goal that you can concentrate on your street to recovery.
On the off chance that you or a relative is a victim of an engine vehicle accident, slip and fall mishap or if your long-term or momentary handicap benefits have been denied, don’t hesitate to contact Kalsi and Associates at 1-844-905-2993 and book a FREE consultation, today. They are prepared and ready to help.
Ontario Personal Injury Lawyers
When you are injured in a motor vehicle accident or a slip and fall incident, you may require the services of a personal injury lawyer. Call Kalsi & Associates for a Free consultation.
The lawyers at Kalsi & Associates want to help you with your motor vehicle and slip and fall accident case in the town of Brampton. Our team of personal injury lawyers are available for a Free consultation. We strive to understand our clients. Our personal injury lawyers will explain the litigation process in order to best address your questions.
When you are disabled and cannot work, our Brampton personal injury lawyers will help you with your claim for short-term and/or long-term disability benefits. If your disability claim has been, call Kalsi & Associates for help.
Our team of personal injury lawyers are available to answer questions or to provide a free consultation. We also provide services in many locations across Ontario. If you are in need of a personal injury lawyer call Kalsi & Associates.
You can reach us at 1 (844) 905-2993.
Lawyers, adjusters, and existing clients please call (905) 595-2855.