Category Archives: Car Accident

woman in grey suit on a phone call

What To Do After a Minor Car Accident – Ontario, Canada

The sound of bending metal, the sudden jolt, and the moment of shocked silence that follows – minor car accidents in Ontario, although less catastrophic than major ones, can still be a disorienting experience for the drivers involved and their passengers. Understanding how to handle these moments can make a major difference in how you are able to handle the aftermath. 

In this article, we cover what to do after a minor car accident in Ontario, so that you are prepared to protect your rights, safety, and interests when tricky situations like these arise.


What is a Minor Accident?

A minor accident typically involves scenarios where damage to the vehicles appears relatively minimal. If the damage to all vehicles involved appears to be more than $2,000 and there are injuries. The Ontario Highway Traffic Act mandates that such incidents be reported to the police as soon as possible.


The Steps to Follow After a Minor Accident

The actions you take following an accident are aimed at ensuring the safety of those involved and helps protect your rights.

Right After the Accident

The immediate actions you take set the foundation for everything that follows.

Step 1: Ensuring Safety

The first priority is safety. Pull over carefully (if possible) and check if you, your passengers, the other driver and their passengers are injured. The accident scene can at times be chaotic, even in a minor accident, but ensuring everyone’s well-being is paramount. If someone has been injured, call 911.

Step 2: Documenting the Scene

Next, document the scene. Take detailed photos and videos of the damage to all vehicles involved. This evidence is vital, in all accidents.

Step 3: Moving Your Vehicle & Exchanging Driver Information

If your vehicle is in the way of traffic and can be moved, move it to the side of the roadway. This helps prevent further accidents and clears the way for emergency services if they’re needed.

This is also the best time to exchange information with other driver(s) involved. Take note of names, contact information, vehicle information, driver’s license and insurance information.


Within 24 Hours After the Auto Accident

The actions taken in the 24 hours following the immediate aftermath are key for legal and insurance purposes.

Step 1: Reporting the Accident

If there is any damage, report the incident to a collision reporting center and/or the police. 

Step 2: Contact a Car Accident Lawyer

Consulting with car accident lawyers is a wise next step, particularly if there are any injuries. Lawyers with in-depth knowledge of accident benefits and personal injury law can offer invaluable support and representation. 

Step 3: Contacting Your Insurance Company

Notify your car insurance company about the accident as early as you can. They will begin the insurance claim process, through which you may recover repair costs and other losses.


Kalsi & Associates – Trusted Personal Injury Support

A minor car accident in Ontario calls for you to take several steps to ensure the safety of those involved and to protect yourself. By consulting trusted lawyers, you put yourself in position to handle the situation effectively.

At Kalsi & Associates, our team of personal injury lawyers is prepared to offer you legal guidance and support after your Ontario car accident. We are here to assist with everything from assembling the documents that help you prove your case after an accident and managing your insurance claims process to helping you understand your legal rights. 

Contact us today for a free consultation.

person holding brown leather wallet

What Happens When the At-Fault Driver Wants to Pay Out of Pocket?

Car accidents are disorienting, chaotic events. In the aftermath, accident victims often find themselves grappling with a barrage of concerns – from medical bills and vehicle repairs to insurance claims and legal proceedings. While the at-fault driver’s role in a car accident is typically straightforward, occasionally, they introduce an unexpected twist: an offer to pay for damages out of their own pocket.

This unusual offer raises the question “What happens when the at-fault driver wants to pay out of pocket?” It might sound appealing on the surface – swift compensation, no claims process, and no police involvement; however, this seemingly benevolent gesture can have hidden pitfalls. 

Understanding what this offer means from a legal and insurance perspective is essential to making informed decisions as the accident victim. 


The Offer to Pay: Why Do At-Fault Drivers Do It?

At first glance, it might seem puzzling why an at-fault driver involved would voluntarily offer to pay for the damages incurred in a car accident they caused. Yet, various motives often underpin this seemingly generous act.

  1. Avoiding an Increase in Insurance Premiums: The at-fault driver might be hoping to avoid involving insurance claims. A claim on the at-fault driver’s insurance coverage would likely lead to higher monthly payments.
  2. Preventing a Blemish on Their Driving Record: Having a car accident officially recorded can tarnish the at-fault driver’s driving history, potentially leading to fines or license suspension if they already have points against their record.
  3. Fear of Legal Consequences: In cases where the at-fault driver’s negligence is particularly egregious, they might worry about facing legal repercussions, fines, or even imprisonment.


The Pitfalls of Accepting an At-Fault Driver’s Offer

As tempting as it might be to receive immediate payment, here are some of the pitfalls of accepting money from the at-fault driver.

Lack of Clarity on Injury Severity

One of the most important reasons to exercise caution when considering an offer of payment is the lack of clarity on injury severity. Without a proper medical examination, you may believe you are unharmed, only to discover delayed or hidden injury symptoms. These latent injuries can lead to substantial medical expenses and a more extended recovery period. 

Unknown Extent of Vehicle Damage

Similarly, the full extent of vehicle damage may not be evident immediately after the accident. Some damages could remain hidden, only surfacing later and necessitating costly repairs. Professional assessment of vehicle damage is needed for an accurate estimate of repair costs. Failure to undergo this process may result in substantial out-of-pocket expenses later.

Missed Opportunities for Additional Damages

Beyond immediate medical payments coverage and repair costs, you may be entitled to various types of accident benefits in an insurance claim.

To get a full understanding of what accident benefits you may be eligible for, it is recommended to consult experienced car accident lawyers.


The Impact on Subsequent Insurance Claims

At the scene of a minor accident, an at-fault driver may reassure the other driver that they can provide more money if needed or encourage them to file a claim with their own insurance company later. However, this is where potential complications emerge. 

Promises of future compensation can be misleading, as the at-fault driver may be unreachable or uncooperative when it comes time to fulfill these promises. Not to mention, accepting the offer puts the accident victim at a disadvantage when dealing with their auto insurance company.

Insurance Companies and the Consequences of Acceptance

Accepting an offer of payment can potentially reduce or negate the possibility of pursuing further benefits. Car insurance companies might argue that the accepted payment already covered the damages, complicating the pursuit of further claims.


Legal Requirements and Reporting Obligations

Even if an at-fault driver offers an early payment, specific scenarios require accident victims to report the crash to the police, regardless of the payment offered.

  1. Injuries or Fatalities: When an accident results in injuries or fatalities, the law mandates that it be reported to the police. The severity of injuries may not be immediately apparent, making it important to adhere to this requirement.
  2. $2,000 or More in Damage to All Vehicles: Extensive vehicle damage necessitates reporting, as the costs may be far greater than expected.


The Role of Car Accident Lawyers

man in suit walking down stairs

Car accident lawyers use their knowledge to help accident victims protect their rights and interests. They can explain legal implications and potential consequences of accepting an at-fault driver’s offer and provide advice on the best course of action.

If you decide you want to file an insurance claim, an experienced car accident lawyer can evaluate all your potential damages, such as pain and suffering, lost wages, and economic damages, to ensure you receive the accident benefits you deserve. They will also deal with the insurance company on your behalf, so you can focus on your recovery.


Kalsi & Associates – Protecting Your Rights and Interests

In the wake of a car accident, the offer of payment from an at-fault driver may seem like an attractive proposition. However, the consequences of accepting this offer can be far-reaching, potentially compromising your ability to pursue full benefits for injuries and damages.

Before making a decision, it’s crucial to seek legal counsel from a car accident lawyer. Our team at Kalsi & Associates is here to provide you with guidance on your rights and legal options. By understanding the complexities of your situation and the long-term effects of your injuries, you can make an informed choice that is in your best interest.

For more information about car accidents such as what to do after an accident or what are the documents that help you prove your case after an accident, consult our other resources or contact us today!

wrecked blue Mazda on the side of the road

Does Insurance Cover Hit and Run Car Accidents?

Picture this: you’re driving along, minding your own business, when suddenly, another vehicle collides with yours. The shock and dismay that ensue are heightened when the other driver leaves the scene, leaving you with a damaged vehicle and a myriad of unanswered questions.

The uncertainty surrounding insurance coverage for hit and run accidents is a concern for anyone who has experienced the frustration of such situations. Does insurance cover hit and run accidents? In general, yes, but hit and run accident insurance claims can still be a challenging process. 

In this blog, we will delve into the specifics of hit and run accidents and explore how insurance companies handle these cases.


Hit and Run Incidents: What to Do

When you find yourself the victim of a hit and run accident, the first course of action is to gather as much information as possible. This information can make a significant difference in your ability to file a claim with your insurance company and potentially bring the responsible driver to justice.

  • Vehicle Details: Try to remember and note down the make, model, and colour of the fleeing vehicle. Even if you can recall just part of the license plate, it can be immensely helpful.
  • Witness Information: Talk to anyone who might have witnessed the accident and take note of their contact information if they recall the details of the situation. 
  • Report the hit and run incident to the police: It’s important to file a police report within 24 hours of the hit and run. 
  • Reach out to your auto insurance provider: Once you file a police report, contact your insurer to open a claim.
  • Contact a car accident lawyer: Car accident lawyers are key to protecting your rights throughout the hit and run insurance claim process and ensuring you are treated fairly under the law.


Insurance Coverage for Hit and Run Accidents

  • Collision Coverage: In cases where the at-fault driver cannot be identified, coverage is usually paid out under the collision coverage of your car insurance policy.
  • Identifying the At-Fault Driver: If you can identify the responsible driver, your insurance will pay for the damages under the Direct Compensation Property Damage (DCPD) portion of your auto insurance policy.
  • Uninsured Motorist Coverage: If the motorist is identified and they do not have car insurance, uninsured motorist coverage will apply, which is standard in most policies.


The Role of Car Accident Lawyers

Victims of hit and run accidents often find themselves in the difficult situation of having to navigate the complexities of hit and run claims without any knowledge of how they work.

Just like any other claim, insurance companies investigate hit and run accidents to verify the authenticity of the claim along with the extent of the damages. This is where the help of car accident lawyers becomes invaluable.

Car accident lawyers are well-versed in the intricacies of hit and run claims. They understand the unique challenges that hit and runs present, and they know how to ensure your rights are protected.

They can assist in gathering crucial evidence, and guiding you through the claims process. By entrusting your case to an experienced car accident lawyer, you not only alleviate the stress of dealing with a hit and run claim but can also increase the likelihood of a successful resolution.


Kalsi & Associates – Support for Your Hit-and-Run Claim

In the aftermath of a hit and run accident, the good news is that insurance companies typically provide coverage to help you recover from the damages. 

If you ever find yourself a victim of a hit and run, remember that you’re not alone. At Kalsi & Associates, our experienced car accident lawyers are here to guide you through the process, ensuring you receive the support and accident benefits you deserve. Your recovery is our priority. 

Don’t hesitate to contact us for legal assistance.

lawyer discussing accident benefits with her client

What Are Statutory Accident Benefits In Ontario?

Life can take unexpected turns, and when the unexpected involves an injury, the challenges can be immense. In the wake of an incident resulting from a motor vehicle accident, understanding your rights and the benefits available through statutory accident benefits (SABs) is key to getting your life back on track.

What are statutory accident benefits in Ontario? In short, SABs play a pivotal role in ensuring benefits are available during these trying times. In this article, we’ll cover what SABs are,, the role of insurance companies, how you can go about getting your SABs, and how Kalsi & Associates can help you through the process.


Understanding Statutory Accident Benefits (SABs)

Statutory Accident Benefits are a comprehensive set of benefits provided to individuals who have suffered injuries as a result of a car accident. These benefits are intended to cover various aspects through your recovery journey, ensuring that you receive the medical care, financial assistance, and support you need.

For accident victims, SABs are a beacon of hope in the midst of adversity. They encompass a range of benefits that address the physical, emotional, and financial challenges that arise after an accident. SABs help accident victims through healing and rebuilding their lives.

How SABs Alleviate Financial Strain During Recovery

Recovery can be an expensive journey, with medical expenses, rehabilitation costs, and potential loss of income. SABs are designed to offset these financial burdens. By covering various categories of expenses, these accident benefits ensure that you can access necessary treatments and therapies.


Coverage Under Statutory Accident Benefits (SABs)


physiotherapist working on patient's spine


Coverage under Statutory Accident Benefits (SABs) underwent significant changes, with new regulations effective from June 1, 2016. These changes introduced standardized coverage levels to ensure that accident victims receive the support they need. Here’s a breakdown of the essential coverage components according to the Government of Ontario‘s statutory accident benefits schedule:


Medical and Rehabilitation Benefits

For non-catastrophic injuries, SABs provide combined coverage of up to $65,000 for both medical rehabilitation and attendant care benefits. In cases involving a catastrophic injury, the coverage increases. This coverage encompasses a wide range of expenses, including medical treatments, rehabilitation therapies, and attendant care services.


Income Replacement

SABs offer Income Replacement benefits, providing up to 70% of your gross income. This benefit is capped at $400 per week, with the option to increase coverage. The amount you’re eligible for depends on your income range. A deductible period of one week applies to this benefit.


Non-earner Benefit

If you’re a student or unable to continue daily life as before an accident, the Non-earner Benefit comes into play. This benefit offers $185 per week, aiding individuals who don’t qualify for Income Replacement benefits. A waiting period of four weeks applies to this benefit.


Caregiver Benefit

In situations where you’re unable to care for a dependent residing with you due to a catastrophic impairment, the Caregiver Benefit comes to your aid. The benefit covers expenses associated with hiring caregivers while you’re unable to provide care. The benefit includes up to $250 per week for the first dependent and an additional $50 per week for each subsequent dependent.


Death and Funeral Benefits

Tragedy can strike, and SABs provide benefits for  Death and Funeral Expenses coverage. In the event of your passing due to an accident, this benefit provides a lump sum payout to the deceased’s spouse and dependents. The standard payout includes $25,000 to your spouse, $10,000 to each dependent, and a maximum of $6,000 for funeral expenses. Enhanced options allow you to increase these payouts.


Additional Expenses Covered

Beyond these core benefits, SABs encompass a range of additional expenses:

  • Lost Education Expenses: If your injuries prevent you from continuing your studies, this benefit compensates for lost tuition, books, and other education-related expenses, up to $15,000.
  • Expenses of Visitors: Certain close individuals, such as your spouse, children, parents, and guardians, can claim reasonable and necessary expenses incurred during visits for up to 104 weeks after the accident, unless the injuries are catastrophic.
  • Housekeeping and Home Maintenance: Catastrophic injuries may necessitate external assistance for housekeeping and home maintenance. Damage to Clothing, Glasses, and Personal Devices: Accidents can damage personal belongings, and SABs may cover the cost of damaged clothing, glasses, and other medical devices.

These coverage enhancements provide benefits to accident victims, ensuring that the financial and care-related challenges they face are addressed. By understanding the scope of SABs, you can approach your recovery journey with confidence, knowing what benefits are available. 

Where the Money Comes From

SABs are payable by your automobile insurer. When operating a motor vehicle on the road in Ontario, mandatory automobile insurance is required. 



When you’re involved in an accident, the first step in accessing SABs is to file a claim with your car insurance company. This initiates the process of assessing your situation and determining the benefits you’re entitled to. 

Insurance companies are bound by regulations that dictate the process of evaluating and approving SAB claims. These regulations ensure that claims are assessed fairly and consistently.


Navigating the Potential Challenges of Claim Approval

While insurance companies provide necessary support, challenges can arise during the claim approval process. Working with an experienced lawyer can help you navigate these challenges and ensure your rights are protected.


The Process of Getting SABs: A Step-by-Step Guide

Below is a quick guide on the process of securing your SABs:


1) Initiating the Claims Process: Reporting the Accident

Promptly reporting the accident to your car insurance company and applying for Statutory Accident Benefits is the first step in accessing SABs. This sets the wheels in motion for the evaluation of your situation and the determination of benefits.

2) Medical Assessments and Documentation Requirements

Accurate documentation and medical assessments are crucial to establish the extent of your injuries and the support you require. These steps play a pivotal role in securing the benefits you’re entitled to.

3) Evaluating Eligibility and Benefit Entitlement

Eligibility for various benefit categories is based on your pre-accident status and the severity of your injuries. 

4) Resolving Disputes

In cases where disputes arise over benefit entitlement or coverage, an application to the Licence Appeal Tribunal (LAT) can provide avenues for resolution. An injury lawyer will advocate for your benefits on your behalf. 


How Kalsi & Associates Can Help

Navigating the intricacies of SABs can be overwhelming, especially when dealing with recovery. Kalsi & Associates’ personal injury lawyer team can guide you through the process, ensuring your rights are upheld.

With experience supporting accident victims, our car accident and personal injury lawyers understand the challenges you’re facing. Our commitment to advocacy and justice ensures that your needs are at the forefront of our approach, and that you will be supported every step of the way.

At Kalsi & Associates, we’re your partners in the journey to recovery. We work tirelessly to ensure that you receive the benefits you’re entitled to, so you can focus on healing and rebuilding your life.


Kalsi & Associates: Helping Secure Your SABs 

SABs offer specified benefits, enabling recovery. Throughout this journey, Kalsi & Associates serves as your unwavering ally, guiding you through the complexities of the process.

Our dedicated lawyers will work to protect your rights. Schedule a free consultation with us today to discover how we can assist you in navigating the intricacies of SABs and getting you the benefits you are entitled to.

passenger side view of a speeding car

What Are The Major Causes Of Road Accidents In Mississauga, ON?

Car accidents can have devastating consequences, impacting the lives of individuals and communities alike. Understanding the major causes of road accidents is crucial for accident prevention and promoting road safety. 

At Kalsi & Associates, our car accident lawyers are committed to handling car accident cases and supporting victims during their recovery journey. In this blog, we’ll be examining the leading causes of serious car accidents, as well as the part accident benefits and personal injury lawyers play in the aftermath of car accidents.


Road Collisions by the Numbers

According to the Peel Regional Police Department, which oversees the municipalities of Mississauga, Brampton, and Caledon, there were 33,875 total motor vehicle collisions in 2022. Of those 33,875 collisions, 19,269 were serious enough to be reported to the police, 18,119 involved some form of property damage, 1,116 resulted in personal injury, and 34 were fatal accidents. 

Although these statistics are slightly below Ontario’s provincial averages per 100,000 members of the population, the region’s 33,875 collisions represents a 14,456-collision increase from 2021’s total of 19,419. 

This drastic rise in collisions reinforces the importance of understanding Ontario’s accident benefits and how a lawyer can help you access them, should you suffer a motor vehicle accident.


The Most Prevalent Causes of Car Accidents


car with broken windshield


Now let’s dive into the various causes of car accidents in Mississauga:


Distracted Driving

Distracted driving is a premier cause of road accidents. It includes activities, such as texting, using a smartphone, eating, or adjusting the radio while driving. Such distractions divert a driver’s attention from the road and the actions of other drivers, creating the conditions for car crashes. 


Speeding and Reckless Driving

Many car accidents occur as the result of speeding and reckless or aggressive driving, such as illegal street racing. Driving above the speed limit not only reduces a driver’s ability to react to unexpected situations but also increases the severity of collisions and the likelihood of rollover accidents. In especially tragic circumstances, speeding drivers can cause fatal car accidents. 

Reckless driving behaviours, such as tailgating, changing lanes abruptly, or disregarding traffic signals, also escalate the risk of auto accidents. 


Impaired Driving

Impaired driving, which includes drunk driving and driving while high, poses a significant threat on the roads. Driving under the influence affects a driver’s judgment, reaction time, and ability to safely operate a vehicle. 


Weather and Road Conditions

During the winter months in many places in Canada, of which Mississauga is no exception, adverse weather conditions set the stage for accidents. Snow, ice, and limited visibility create hazardous roadways, reducing traction and making driving treacherous. Vehicles become prone to skidding and loss of control, increasing the risk of traffic accidents. 


Accident Benefits and Legal Support

If you have been involved in a car accident in Ontario, it’s important to understand the accident benefits available to you. These benefits, commonly known as Statutory Accident Benefits (SABs), encompass a range of essential support, including coverage for medical and rehabilitation expenses, income replacement, and attendant care. However, navigating the complex claims process to access these benefits can be overwhelming for victims already dealing with the aftermath of an accident.

At Kalsi & Associates, we are dedicated to assisting car accident victims in obtaining the accident benefits they deserve. Our experienced car accident lawyers play a vital role in advocating for victims’ rights throughout the claims process. From gathering and presenting necessary evidence to communicating with insurance companies on behalf of the victims, our legal team ensures that the victims’ needs are properly addressed.

Seeking legal assistance after a road accident is highly beneficial for victims. It ensures that their rights are protected, and they receive the benefits they are entitled to under the law. Our team of skilled lawyers has a deep understanding of Ontario’s personal injury laws and the intricacies of accident benefit claims. By enlisting our help, victims can focus on their recovery while we handle the legal complexities, advocating for their best interests every step of the way.


Contact Kalsi & Associates for Help With Your Car Accident Claims

By understanding the major causes of accidents, such as distracted driving, impaired driving, speeding, and adverse weather conditions, individuals can take proactive measures to protect themselves and others on the road.

At Kalsi & Associates, we are committed to supporting car accident victims and advocating for their rights. If you or a loved one has been involved in a road accident, don’t hesitate to contact us for legal assistance.

red car totalled in a car accident

When Should You Hire a Lawyer After a Car Accident?

Car accidents are sudden and distressing events that can have a significant impact on individuals physically, emotionally, and financially. Understanding the appropriate steps to take after a car accident is crucial, and one of the key considerations is knowing when to hire a car accident lawyer.

At Kalsi & Associates, our car accident lawyers have extensive experience in handling car accident cases and ensuring our clients receive the support and benefits they deserve. In this blog we’ll cover the steps to take after a car accident, how to recognize if you’re in need of a lawyer, and how they can help you get the benefits you need.


Immediate Steps After a Car Accident

After a car accident, the immediate steps you take can make a significant difference in the outcome of your claim. First and foremost, prioritize safety and seek medical attention if you or anyone involved is injured. Then, make sure to exchange contact details, insurance information, and statements from witnesses.

As a car accident victim, understanding the role of your insurance company and the accident benefits available to you is important. It is essential to file a motor vehicle accident report with the police and inform your own insurance company about the accident promptly. Documenting the accident scene and damages through photographs can provide valuable evidence for your claim. 


Recognizing the Need for Legal Assistance

Facing a car accident case can be overwhelming, and knowing when to seek legal representation is key to protecting your rights. While some accidents can be managed independently, certain circumstances call for the expertise of a car accident lawyer.

  1. Serious Injuries and Substantial Medical Expenses: If you have suffered severe injuries that result in substantial medical expenses, seeking legal assistance is vital. A car accident lawyer can advocate for your best interests and ensure you receive the benefits needed to cover medical bills and rehabilitation costs in your car accident claim.
  2. Disputes with the Insurance Company: Insurance companies may dispute your insurance claim or offer inadequate settlements. Having a car accident lawyer on your side can help navigate these conflicts and ensure you get the benefits you rightfully deserve.
  3. Navigating Complex Issues: Determining liability and fault in accidents can be intricate, particularly in multi-vehicle collisions or when fault is not clear-cut. A car accident lawyer can help establish a strong case and ensure your interests are protected.


The Advantages of Early Legal Representation

Early legal representation offers several advantages. 

A lawyer can ensure that evidence is properly collected and preserved to support your claim. They also prevent common mistakes that could weaken your claim, such as unintentional statements that could be used against you. What’s more, having legal representation can prevent insurance adjusters from offering inadequate settlements and increase your chances of receiving the benefits you rightfully deserve.


Understanding Car Accident Claims and Benefits

Car accident claims encompass several essential steps that victims must take. Immediately notifying your insurance company about the accident and providing necessary documentation is required for initiating a car accident personal injury claim.

Alongside this process, accident benefits, also known as SABs (Statutory Accident Benefits), are available to support car accident victims in Ontario. These benefits cover various expenses, including medical and rehabilitation costs, income replacement for lost wages, and attendant care. Accessing these benefits can significantly aid victims in their recovery journey and financial stability after a car accident, which is why the expertise lawyers bring to the equation is invaluable.


Handling Minor Car Accidents

In some cases, car accidents may be minor, and legal representation might not be necessary. It is essential to assess the extent of damages and determine if your case is straightforward before involving a lawyer. Dealing with insurance companies directly might be sufficient for a minor car accident.

That being said, dealing with insurance companies can present challenges, including delays, low settlement offers, and denial of valid claims. In this regard, having a car accident lawyer on your side can make a significant difference. Lawyers are skilled negotiators who can advocate for your best interests in interactions with insurance companies.


Pursuing a Personal Injury Lawsuit

In certain situations, such as when negotiations with insurance companies fail to result in a fair settlement, pursuing a personal injury lawsuit may become necessary. Before proceeding, it’s essential to assess the potential costs and benefits of taking legal action.

Car accident lawyers play a critical role in this process, providing invaluable support by thoroughly analyzing your case, advising on the likelihood of success, and guiding you through the complexities of the legal process. Their expertise ensures that your rights are safeguarded throughout the lawsuit, increasing your chances of obtaining the benefits you rightfully deserve.


Securing Your Rights and Pursuing Justice: Trust Kalsi & Associates for Experienced Car Accident Legal Representation

Knowing when to hire a personal injury lawyer is critical to ensuring your rights are protected. At Kalsi & Associates, our experienced team is dedicated to guiding you through the car accident claims process and pursuing justice on your behalf. For personalized guidance and support, contact us today for a free consultation.

blue Mazda on roadside after car crash

Do I Need a Car Accident Attorney if I Have Insurance?

Car accidents can be overwhelming and confusing, leaving individuals unsure about the necessary steps to take and the need for legal assistance. If you’ve been involved in a car accident, you might be wondering if hiring a car accident attorney is necessary to protect your rights and navigate the claims process.

At Kalsi & Associates, we excel at handling car accident claims and making sure our clients receive the support they deserve. 


Understanding Car Accident Claims

Car accident claims help victims recover and may provide reimbursement for  various expenses such as medical bills, lost wages, and pain and suffering. However, navigating the claims process can be complex, and having a personal injury lawyer by your side can significantly benefit your case.

When you hire an experienced personal injury lawyer, you gain a knowledgeable advocate who understands the intricacies of car accident claims. They will guide you through the entire process, ensuring that your rights are protected and that you receive the accident benefits and compensation you are entitled to. 


The Role of Insurance Companies

If you have insurance coverage, you may be inclined to believe that your car insurance company will handle your claim fairly. However, dealing with insurance companies can present various challenges.


The Challenges Insurance Companies Present

When individuals handle their own insurance claims, they often face a multitude of challenges, delays and denials are common roadblocks. Navigating the intricate web of legal procedures and documentation requirements can be overwhelming, particularly when you’re already grappling with the physical, emotional, and financial aftermath of an accident.

This is where having a car accident attorney becomes invaluable. An experienced personal injury lawyer acts as your advocate, negotiating with insurance adjusters on your behalf. They level the playing field and ensure that your interests are protected. By working with a personal injury lawyer, you can focus on your recovery while having the peace of mind that your case is in capable hands. At Kalsi & Associates, we have extensive experience in dealing with insurance companies, and we know how to navigate their tactics to secure your accident benefits.


Protecting Your Rights

car accident lawyer prepared to meet with a client


After a car accident, it is vital to protect your rights for the injuries and losses you have endured. The financial burden of medical expenses, the impact of lost wages, and the emotional toll of pain and suffering can be substantial. It is imperative to take action to ensure that you receive the benefits you rightfully deserve for these damages.


How Car Accident Lawyers Can Make the Difference

An experienced car accident lawyer is instrumental in the car accident claim process, aiming to get you the benefits you are entitled to. They take charge of gathering evidence, interviewing witnesses, and filing the paperwork on your behalf. Skilled car accident lawyers are adept at navigating negotiations with insurance companies. They act as your advocate, working tirelessly to secure a fair settlement that adequately addresses your needs and best interests. With their negotiation skills, a personal injury lawyer is an indispensable piece of the equation when it comes to your pursuit of an accident benefits claim.


What if a Fair Settlement Cannot be Reached?

If the insurance company doesn’t offer a fair settlement, a personal injury lawyer steps in to pursue a personal injury claim on your behalf. They’ll provide guidance through the legal process, representing your interests and fighting for the benefits you rightly deserve. With their experience, they can navigate the claims process, ensuring your rights are protected every step of the way.

At Kalsi & Associates, our dedicated personal injury lawyers are committed to advocating for your best interests. 


Trust Kalsi & Associates to Navigate Your Car Accident Claim

As you can see, having a car accident attorney by your side is essential, even if you have insurance coverage. Their understanding of the complex nature of car accident claims, the tactics employed by insurance companies and protecting your rights will help you make an informed decision.

At Kalsi & Associates, we have the know-how and dedication to guide you through the car accident claims process. Our car accident lawyers will ensure that your rights are upheld, and we will fight tirelessly to get you the benefits you deserve. We understand the challenges individuals face when dealing with insurance companies and the complexities of the claims process. With our knowledge and experience, we can navigate these obstacles on your behalf.

If you have been involved in a car accident, don’t hesitate to reach out to Kalsi & Associates for a free consultation. During this consultation, we will assess the details of your case, answer any questions you may have, and provide personalized guidance tailored to your situation. Our team is here to help and support you during this stressful time.

Contact us today! We are ready to listen, understand your needs, and provide the legal representation you need.

smashed front bumper and headlights after a car accident

Do Car Accident Lawyers Help You in Claiming Insurance?

If you’ve ever questioned what to do following a car accident, you’re not alone. The aftermath of such an event can be overwhelming, with numerous concerns such as medical expenses, lost wages, and insurance claims. 

During this stressful time, many people wonder if a personal injury law firm can help them in making a claim insurance. The answer is absolutely! In this article, we will explore the role of car accident lawyers in helping you navigate the complex process of claiming insurance, protecting your rights and getting you the benefits you deserve. So, let’s dive in!


Understanding Car Accident Claims

First and foremost, a car accident claim refers to the legal process of seeking benefits for injuries, damages, or losses resulting from a motor vehicle accident. Filing a car accident claim involves a series of steps, starting with gathering evidence, documenting the accident details, and notifying the appropriate parties. It is essential to act promptly, as there are time-sensitive aspects associated with car accident claims. Failure to address these aspects in a timely manner can lead to unfavorable outcomes.


The Advantages of Consulting a Car Accident Lawyer

Now, you may be thinking, “Is it beneficial to hire a car accident lawyer for my insurance claim?” The answer is a resounding yes! Car accident lawyers play a crucial role in advocating for your rights and get you the benefits you deserve. They are well-versed in personal injury law and know how to navigate the complexities of the legal system. 

An experienced personal injury lawyer becomes your advocate, protecting your interests throughout the claim process. They work tirelessly to gather evidence, assess the extent of your injuries, negotiate with insurance companies, and fight for the benefits you deserve. Their goal is to ensure that your rights are protected and you receive the benefits you are entitled to for your car accident injuries.


Exploring Accident Benefits

When it comes to car accidents, understanding accident benefits is of utmost importance. Accident benefits, also known as Statutory Accident Benefits (SABs), provide much-needed support to car accident victims in Ontario during their recovery. These no-fault accident benefits encompass various forms of assistance, including medical and rehabilitation benefits, attendant care benefits, income replacement benefits, and more.

Recovering accident benefits requires a comprehensive understanding of the applicable laws and regulations. This is where car accident lawyers can be your greatest asset. They possess in-depth knowledge of SABs and use this knowledge to assess your situation, determine the best course of action, and maximize your chances of securing a favorable outcome.

Let’s take a closer look at the different types of accident benefits available:

  1. Income Replacement Benefit (IRB): If your injuries from the car accident prevent you from working, you may be entitled to income replacement benefits. These benefits aim to supplement the income you have lost due to your accident-related impairments.
  2. Medical and Rehabilitation Benefit: Regardless of the severity of your injuries, you may be entitled to payment for reasonable and necessary medical expenses, as well as rehabilitation costs. This benefit covers a wide range of treatments and therapies aimed at helping you recover physically and mentally.
  3. Non-Earner Benefit: If you were not working before the accident and your injuries now prevent you from leading a normal life, you may be eligible for non-earner benefits. These benefits provide financial support for the impact on your overall quality of life.
  4. Attendant Care Benefit: In cases where you require assistance with personal care and daily living activities, you may be eligible for an attendant care benefit. This benefit covers the costs associated with hiring a caregiver to support you during your recovery process.

With a competent lawyer working on your behalf, you put yourself in position to receive the benefits you are entitled to.


Dealing with a Car Insurance Company

car crushed by fallen tree


Dealing with your own insurance company can be a daunting task. This is where a car accident lawyer becomes your advocate and ensures that your rights are protected.

A car accident lawyer understands the complexities of insurance policies, coverage limitations, and the tactics employed by insurance companies. They will skillfully negotiate with the insurance company on your behalf, aiming to secure the maximum benefits you are entitled to. With their support, you can level the playing field and increase your chances of receiving a fair outcome.


Kalsi & Associates – Supporting Car Accident Victims in Ontario

Car accident lawyers play a vital role in helping you claim insurance after a car accident. Their knowledge of personal injury law, understanding of accident benefits, and experience in dealing with insurance companies are invaluable assets in your pursuit of a car accident claim.

If you have been injured in a car accident, it is crucial to seek professional legal assistance. At Kalsi & Associates, we are here to help. Contact us today for a free consultation and let our personal injury lawyer team guide you through the claims and fight for the benefits you deserve.

Cars in traffic

What is No-Fault Insurance?

No-fault insurance is a type of auto insurance that can be confusing for many drivers. If you’ve ever wondered what it is and how it works, you’re not alone. 

No-fault insurance, also known as personal injury protection (PIP), is a type of car insurance coverage that covers medical expenses and other related costs regardless of fault determination rules. It is a system designed to reduce the burden on the court system by minimizing lawsuits and legal disputes to determine fault for an accident. 

In this blog post, we’ll explore everything you need to know about no-fault insurance, and who it benefits. So buckle up and let’s get started!

Cars in British Columbia on the highway

How No-Fault Insurance Works

Under a no-fault insurance system, each driver is required to carry their own car insurance coverage, which provides coverage for medical expenses and lost wages resulting from car accidents, regardless of who was at fault. This means that if you are involved in a car accident, regardless of whether you caused the accident or not, you can recover medical expenses and lost wages from your own insurance company.

Under no-fault insurance, the process is simplified because the insurance companies of each driver involved in the accident pay for their insured’s medical expenses and lost wages up to a certain limit, regardless of who caused the accident. This means that there is no need to determine fault, which saves time and money for all parties involved.

Benefits of No-Fault Insurance

One of the main benefits of no-fault insurance is that it provides a quicker and more streamlined process for accident victims to receive accident benefits for their injuries. This is because there is no need to go through a lengthy legal process to determine fault, which can take months or even years.

No-fault insurance also provides a level of protection for drivers, as they are able to receive accident benefits for their injuries regardless of who caused the accident. This can help to alleviate some of the financial stress that comes with being injured in a car accident and can provide peace of mind for drivers.

When Do You Need A Lawyer for No-Fault Insurance Claims?

While the no-fault insurance system is designed to simplify the process of obtaining accident benefits for injuries sustained in a car accident, there are situations where it may be necessary to hire a car accident lawyer to help with the process. Below are some scenarios where you may need a lawyer for no-fault insurance claims:

Insurance Coverage Disputes:

There may be situations where your own insurance company disputes coverage for your claim. For example, your own insurance company may argue that your medical treatment is not necessary or that your injuries and medical bills are not related to the car accident. A lawyer can help you navigate the insurance company’s appeals process and advocate on your behalf to ensure you receive the coverage you are entitled to.

Denied Claims:

Unfortunately, there may be situations where you are denied accident benefits by the insurance provider. In this case, a lawyer can help you understand why your claim was denied and advise you on the next steps to take, such as filing an application to dispute any denials.

Long-Term or Permanent Injuries:

If you have sustained long-term or permanent injuries as a result of a car accident, you may require ongoing medical rehabilitation and have ongoing medical bills, as well as future lost wages and other damages. A lawyer can help access your long-term disability benefits.

Car accident at fault car in a collision being towed

What are the Benefits of No-Fault Insurance?

One of the main benefits of the no-fault system is that it allows the injured parties to receive accident benefits quickly for medical care, without having to wait for a legal settlement or court judgment. This can be especially important for those who are unable to work due to their injuries and need immediate assistance.

Kalsi & Associates Fights For You

While no-fault insurance may seem confusing at first, it is an important system designed to reduce the burden of determining fault for an accident. By understanding the basics of no-fault insurance and its benefits, you can make informed decisions when it comes to your auto insurance policy. 

If you’re ever in a car accident, remember to contact a personal injury lawyer from Kalsi & Associates. They can help guide you through the process and explore your legal options, while you get on the road to recovery. 

car with smashed windshield after an accident

What To Do After a Car Accident

Car accidents are a common occurrence in Ontario, and knowing what to do in the aftermath of a collision is crucial. Whether you’ve been involved in a minor car accident or a major collision, it’s important to take the necessary steps to protect yourself and your rights. 

This blog post will provide you with a step-by-step guide on what to do after a car accident in Ontario.


damaged red vehicle after a car accident

Here is a guide for what to do following a car accident.

Collect Evidence

After an auto accident in Ontario is to exchange information and begin collecting evidence. This evidence will be necessary when filing your insurance claim for accident benefits

Take photos of the vehicles involved, including their license plates and any damage sustained. Make sure to take photos from multiple angles, as well as any skid marks or debris on the road. In addition, get the contact information of any witnesses who may have seen the accident. Witnesses can provide an account of the events that took place and can be incredibly valuable when it comes time to file a claim. Remember to exchange contact and insurance information with the other driver involved as well. This information will be necessary when filing your insurance claim.

Call the Police

If you or anyone else involved in the accident is injured, or if damage to the vehicles involved appears to exceed $2000, be sure to call emergency services right away. It is also recommended to call the authorities if the incident took place on private or municipal property, if a government vehicle was involved in the accident, or if you suspect any of the other parties to be guilty of a criminal code offence, such as driving under the influence.

The police will come to the scene, assess the situation, and make a detailed report of the accident. This report will be invaluable when filing an insurance claim, as it provides an official record of what happened. Not only will the police report help with the insurance claim process, but it can also be helpful if legal action is necessary down the line.

Seek Medical Help

Injuries sustained in a car accident may not always be immediately apparent, and some symptoms may take days or even weeks to manifest. Seeking medical attention after an accident is crucial to ensure that any injuries are identified and treated promptly.

Obtaining a medical report can be useful when making an insurance claim, as it provides documentation of any injuries sustained in the accident. Even if you feel fine after the accident, it’s important to get a medical evaluation to rule out any underlying injuries or conditions that could cause problems in the future. Remember that your health and well-being should be a top priority after an accident, so don’t hesitate to seek medical help if you need it.

Report the Incident

If the accident resulted in significant property damage or injury, it’s crucial to report the incident to the nearest Collision Reporting Centre nearest to you within 24 hours, especially if the police were not called. The Collision Reporting Centre is a facility that is designated by the Ontario government to receive and document reports of car accidents. Reporting the accident is required by law, and failure to do so could result in legal repercussions.

When reporting the accident, be sure to bring all of the necessary information, including your driver’s license, vehicle registration, and proof of insurance. You will also need to provide details about the accident, including the time and location, the number of vehicles involved, and any injuries sustained.

Contact Your Insurer

If you’re involved in a car accident in Ontario, it’s important to report it to your insurance company as soon as possible. Under Ontario’s no-fault insurance system, the drivers involved deal with their own car insurance companies, regardless of who was at fault for the accident.

When reporting the accident to your insurance company, you will need to provide basic information about the collision, such as the time, location, and nature of the accident. You may also need to provide information about any injuries or property damage that resulted.

Your insurance company will likely conduct their own investigation of the accident, which may involve gathering witness statements or consulting with experts in accident reconstruction. To help facilitate this process, you should provide your insurance company with any relevant information and evidence about the accident, such as photographs of the damage, medical bills or reports, police reports, and contact information for any witnesses.

Contact Kalsi Law if you Have Been Involved in a Car Accident

A car accident can be a traumatic event, leaving individuals overwhelmed and unsure of what to do next. It’s crucial to stay calm and take the necessary steps to protect your legal rights. 

To recap, make sure everyone involved in the accident is safe and seek medical attention if necessary. Contact the authorities and report the accident to your insurance company as soon as possible. Gather as much information as you can from the scene, including names, contact information, and insurance details of all parties involved, as well as photos of the damage and location of the accident.

It’s important to note that insurance companies may not always have your best interests in mind, so it’s crucial to consult with an experienced personal injury lawyer who can guide you through the process and help you receive the compensation you deserve. 

A car accident lawyer from Kalsi Law can help you navigate the legal system and ensure that your claim is properly filed. We understand the complexities of car accident cases, our lawyers are committed to fighting for your rights and obtaining the best possible outcome for you.

Contact us today if you require legal assistance in the aftermath of a car accident.

crushed car from car accident

How to Sue for a Car Accident

How to Sue for a Car Accident

Car accidents can be a traumatic and costly experience. In Ontario, compensation for many car accidents is provided through insurance coverage in the form of statutory accident benefits and therefore do not require a lawsuit. However, if you have suffered significant injuries due to the recklessness or negligence of another driver or third party, you may be entitled to sue for your pain and suffering and future health care costs. You might also be able to sue for losses that have not been covered by your insurance company. 

It should be noted that personal injury lawsuits can be complex. It is therefore advisable to consult a personal injury lawyer as soon as possible to help you navigate the legal process. Nevertheless, if you have been involved in a car accident and plan on suing, it is important you understand the steps involved.


Steps for Filing a Car Accident Lawsuit

gavel from car accident court case

Here are instructions to follow after you have been involved in a car accident that will improve your odds of a positive legal outcome.


Gather Evidence

The first step in suing for an automobile accident is an important one – gathering evidence. The key pieces here are taking pictures of the scene, getting the contact information of any witnesses, and securing a police report. These will be necessary components to support your case going forward. It is also important to keep track of any medical expenses you may have incurred as a result of the collision, as well as any days off work that were taken due to the physical injuries received from the accident.


Report the Incident

When it comes to reporting the accident, there are several timelines to be aware of:

  • If the amount of damages exceeds $1,000 or if there has been an injury, you must report the accident to the police.
  • If you want to report an accident and the authorities were not involved at the time, you have 24 hours to report the incident to the Collision Reporting Centre.
  • You have 7 days from the date of the accident to report it to your insurance provider.
  • You have 30 days from the time you receive the Accident Benefits package to submit your completed application. 
  • If you plan to sue for the car accident, you must notify the individual you are suing within 120 days of the accident.
  • In all cases, you must file the lawsuit within two years of the incident.
  • For car accident claims against a provincial or municipal government, you need to provide written notice of your intention to sue within 10 days of the incident.


Consult a Car Accident Lawyer

When considering legal action for a car accident, it is recommended to work with a personal injury lawyer. Experienced personal injury lawyers can provide invaluable insight into the value of your claim, they can help you choose the best strategy for proceeding, and they can carefully guide you through each step of your personal injury claim.

Many personal injury attorneys offer no-cost consultations and take cases on a contingency fee arrangement. In other words, payment is only required if they win the case, and it will come as a portion of the car accident settlement.


File a Lawsuit

When it comes time to file your lawsuit, you will do so with the Ontario Superior Court of Justice. In your car accident claim, you will need to provide sufficient evidence and a thorough description of how the accident occurred, what physical injuries were sustained and what level of compensation you are seeking.

Ensure that any details you provide are accurate and that you have collected all the necessary evidence before filing the lawsuit. This is an invaluable step that will give your case the best chance in court.


Contact Kalsi Law if You Have Been Involved in a Car Accident

As you can see, suing for a car accident is a complicated process fraught with regulatory rules and procedures that must be followed. As such it is crucial to seek the assistance of a knowledgeable motor vehicle accident lawyer who has knowledge of long-term disability benefits and personal injury lawsuits.

With years of experience in the field of personal injury law, Kalsi Law has the experience to guide you through the legal process of your car accident lawsuit and give you the best chance of receiving the compensation you deserve. Contact Kalsi Law today for a free consultation.

What evidence should you gather after a car accident

When you’re in an accident, claiming insurance and securing fair compensation for your losses can be challenging. As often, insurance companies reject genuine claims and reduce settlement amounts. But it doesn’t have to be that way!

After a car accident, it is important to gather as much information and evidence as possible. The more you can document—from photos of the damaged cars, police reports, or witness statements—the stronger your claim will be against an auto insurer.



The first thing you should do immediately after a car accident is to take photographs and videos if you are well enough to do so. Pictures or videos are the best sources of strong evidence. They can show proof of damages and fault of other driver. It should consist of close-up shots of property damage and the crash scene in its entirety. 

If you cannot take photos right after a crash, send someone else back to the scene while you visit the hospital. You can also visit local businesses in the area and ask them to show any surveillance recordings that might have captured the accident.



Before leaving the accidental spot, the next thing to gather as evidence is the names and contact information of eyewitnesses. They can inform you in detail about how and why the accident happened. They may have observed the fault of the driver. If most of the eyewitnesses say the same thing, then their testimonials will become strong evidence to claim insurance.



Calling the police to report a car accident creates a public record of what happened, which can be useful for insurance claims.

A police report can include details about the accident, such as the directions and speeds of vehicles; whether one driver was breaking a law or not; and any insurance information. Once the police have arrived take time to explain what happened. Be sure that you get a report number for your statement before leaving.



After consulting a doctor about your car accident injuries, begin to gather medical documentation for your insurance claim. Your insurer will request evidence of your injuries and related expenses, such as medications, surgeries, and treatments.

You can take a free consultancy from the experienced car accident lawyers of Kalsi & Associates to claim your insurance after a car accident successfully. The team will help in gathering strong evidence behind the accident’s cause and your injuries.


How Does a Personal Injury Lawyer Help you?

If you have been injured somehow, several things need to be done to get compensation. This can include filing a claim with the insurance company and then negotiating with them on your behalf. After all, it’s hard to deal with a personal injury without someone else handling everything for you! A Personal Injury Lawyer can do all these things for their clients, so they don’t have to worry about getting better or recovering from their injuries.

A Personal Injury lawyer helps clients who have been injured in some way.

A personal injury lawyer can help you with any injury. You can be injured in a car accident, slip and fall, or any other type of accident. The product that has caused your injuries could also be defective or unsafe and should be recalled by the company that made it so that other people aren’t hurt by using it.

A personal injury lawyer will investigate what happened during the incident to find out whether there was negligence on behalf of someone else who was involved in causing your injuries (such as another driver). They will then work with experts from medical fields like neurology or orthopedics to determine how severe your injuries are, if they’re permanent or temporary, whether they need surgery, and what kind of treatment will help them heal properly over time

  1. File Your Claim

Once you have hired a personal injury lawyer, they will file your claim with the insurance company. The process of filing a claim with an insurance company is called “insurance-claims-filing” or “claim filing” in legal terms. This cannot be very clear for many people who do not understand how it works and what needs to be done to get their compensation.

Our good lawyer will help you understand what needs to be done so that when it comes time for negotiation with the insurance company, they can explain things clearly and make sure that both sides are well-informed about each other’s position before beginning negotiations.

  1. Negotiating Your Claim

The second step in filing a personal injury claim is negotiating with the insurance company. A lawyer will help you arrange a settlement with the insurance company and ensure your suit is as strong as possible.

The first thing to do when negotiating a settlement is to understand how insurance companies work. Insurance companies have several different types of policies, each with its own set of benefits and limitations. Some policies cover only medical expenses while others include lost wages too—so there are many different types of policies out there!

  1. Represent You in Trial

If you are going to trial, you need a lawyer who knows how to present your case in court. An excellent personal injury lawyer will be able to give you advice on what evidence is required and how it should be presented. They can also help prepare for the possibility that you may have to go before a jury.

If someone has been injured due to another person’s negligence, they may be entitled to compensation for their injuries or emotional distress caused by this accident. This means that there could be money available if the other party was found responsible for causing harm through their actions or omissions.


Don’t suffer alone – contact an experienced and skilled personal injury lawyer at Kalsi & Associates Personal Injury Lawyers today to see how they can help with your claim.

Call Kalsi & Associates Personal Injury Lawyers today at 1-844-905-2993 to speak with one of our experienced personal injury lawyers about your claim and learn how they can help with your case. We have offices located in Toronto, Mississauga, and Brampton, so no matter where you live, we’re close enough to come to visit if necessary!

4 Hidden Injuries to Look Out for After a Car Accident

Car accidents are the last thing that no one wants to experience. In this fast paced life, the number of accidents are increasing day by day. As per the Ontario Provincial Police, there are more than a hundred of fatal accidents recorded in the province till the end of May 2022. Unfortunately, this high has not been seen in a decade.

We all know, accidents are frightening and cause a great deal of loss, physically, mentally and financially. Injuries like broken bones, cuts, and bruises are usually apparent after a car accident. However, many hidden injuries are never noticed immediately after an accident but appear after some time. It is very important to deal with these injuries on time as they could be life-threatening.

After a car accident, your adrenaline hormone production is increased which can conceal the pain. So, you may not feel the injuries right away and it takes time to get noticed. If these hidden injuries are the results of someone else’s negligent driving, make sure to get in touch with a car accident lawyer to explore your legal rights.

Here we are going to talk about 5 hidden injuries to look out for if you or your loved ones have recently been involved in a car accident.

Traumatic Brain Injuries

It’s one of the most common and excruciating car accident injuries one could get in a car accident. During the accident, your head becomes uncomfortable and can hit any surface. The brain bangs the skull which could lead to abnormal functioning of the brain.
You can or can not diagnose brain injuries in MRI but if you are showing any of the below-mentioned symptoms after the accident then you need a proper investigation.

  • Dizziness
  • Light sensitivity
  • Depression
  • Vision impairment
  • Memory loss
  • Personality change

You must go through a proper checkup even if you feel sight symptoms after a car accident.

Psychological Injuries

One of the less talked about injuries after a car accident. A car accident not only gives you physical injuries but also impacts your psychology. These injuries are hard to diagnose but they do exist. It affects your psychological and emotional states. You may develop post-traumatic stress disorder (PTSD) after a tragic accident. The symptoms that can indicate psychological injuries –

  • Car accident flashbacks
  • Nightmares related to a car crash
  • Emotional Distress
  • Not able to drive properly
  • Aggressive outburst
  • Severe anxiety

You may need a psychologist to help you by offering coping techniques to overcome the symptoms. Although, these phobias need to heal and you need many appointments with your doctor which means long bills. Do contact your attorney to help you seek justice and compensation for the financial expenses you face.

Back or Spine Injuries

Back and spinal cord injuries are one of the reasons for being paralysed after being in a car accident. It can affect the full body or some parts of the body to lose control. This happens due to the blockage of signals from the brain to the nerves. It is important to receive treatment instantly after a car accident if there’s any probability of having a spinal cord injury.
The frustration and pain caused by a paralysis injury are unbearable and so are the medical bills. It is best to consult a Disability lawyer if your paralysis is the result of someone else’s fault.

Even if the crash was minor and less severe, you can still have major trauma to your neck and back. You might not apprehend that you have aching muscles or injury until a day or two. So, keep an eye on your health after a car accident.

Internal Injuries

Internal injuries emerge slowly similar to spinal cord injuries. The internal bleeding may not be instantly noticeable but could be life-threatening. To diagnose an internal injury, you need a medical expert to perform an x-ray, CT scan or angiography to carefully examine tissues, organs and blood vessels.
These injuries don’t produce the same outward swelling and redness as injuries to muscles and bones which makes them difficult to detect.

The common symptoms of Internal Injury are-

  • Pain in Abdomen or Chest
  • Nausea or Dizziness due to Blood Loss
  • Bruising due to internal bleeding in soft tissues or skin
  • Blood in urine, stool or saliva

These symptoms can tell something is going wrong in your body and can indicate any of the below-mentioned internal injuries-

  • Pneumothorax (collapsed lung)
  • Ruptured Spleen
  • Internal Bleeding
  • Broken Ribs
  • Traumatic Brain Injury

Internal injuries may not show up immediately but have a great impact on your health and life. You do need a lawyer to help you seek Justice and go through the process of getting compensation.
If you are looking for a Personal Injury Lawyer in Toronto then we, Kalsi and Associates law firm, can help you provide an experienced and best lawyer for your case. Don’t fight your battle alone, let us leverage knowledge and experience to get the compensation you deserve.

Fatal Crash Leaves Passenger Dead, 2 Drivers Injured in the West End Of Toronto

Source: CBC News


One passenger is dead along with two drivers injured in a crash at Bathurst Street and Steeles Avenue West on Tuesday morning. Emergency crews responded to the incident around 5:30a.m


As indicated by police, a Nissan Altima eastward on Steeles Avenue West was going at high speed when the driver lost control, spun out, and hit the back of a Toyota Highlander at Bathurst Street.


The Driver of the Nissan Altima suffered life-threatening injuries and the passenger endured fatal injuries. The driver of the Toyota Highlander also sustained serious injuries.


According to Toronto paramedics, the passenger of the Nissan Altima was pronounced dead at the scene. Both drivers were rushed to the trauma centre. Paramedics have identified one of the drivers as a 35-year-old man


Police have not released the age & gender information of all individuals involved in the crash. Any witnesses or drivers with dashboard footage should report to the police.



Injured in an Accident?

Kalsi & Associates Personal Injury Lawyers provide expert legal advice and representation for various types of personal injury cases and insurance claims.  We strive to help car accident victims to obtain the compensation that they deserve. For A Free Consultation – Call 1-844-90-LAWYER | 1-844-905-2993

What to do After a Car Accident in Ontario, Canada – Personal Injury Lawyer

If you are on the road, you are likely to indulge in a car accident now or then. Even the safest drivers can get in a terrible accident. It is very important to prepare yourself mentally to face such situations.

If you get hurt in the accident you can take help from a professional Personal Injury Lawyer to get your claims. But before that, you need to know the necessary steps taken right after you get into a car accident.

Take note of the following steps which you must follow after a Motor Vehicle Accident.

1.Try to Stay Calm

The first and very important step is to stay calm after the accident. We know, it’s not that easy but you have to try your best. Never run from the accident spot, stop your car right away. Don’t say sorry, don’t blame the other person too. Take a few deep breaths and focus on the details of the situation.

2.Collect Evidence and Take Photographs

When you feel okay, come out of your car and click photographs of the car and accident scene. Also, take photos of the injuries involved. Notice every single detail of the accident properly. This will help to determine the at-fault driver and is very important if you have to claim insurance. Keep an accurate record of what happened before leaving the accident scene.If you are seriously injured try to ask for help to collect the information. Do write down the license plate number, model and color of the vehicles involved in the accident. Also, note the time of the accident, road condition, weather condition etc. for further need.

3.Call Police if Needed

In minor accidents, it is not necessary to involve the police but under some circumstances, it is crucial to report your accident to the police. Rough guidelines, when to call the Police-

-In Ontario, you must report the accident if any of the cars involved in the accident exceeds $2000 in collective damage.

-If there are some serious injuries involved in the accident, call 911. The operator may suggest if you need police at the scene or not and will send medical help right away.

-If you find the other driver involved is intoxicated and causing some problems.

It is always advised to take help from the Police and never settle on your own. There are lots of things involved in an accident and everything is not in your hands at that moment. Still, if you don’t want to refer to the police, make sure to get proper information about the car and the driver involved.

4.Seek Medical Help

In case of very serious injuries, call 911 immediately for medical assistance. The injuries could be to you or your passengers but even if the other party is injured call for help out of empathy.

If you do not feel any serious injuries right away still you need to go to the doctor for a proper examination because certain injuries like brain trauma may not be instantly observed. Even after the immediate checkup, everything seems fine, you must have follow-up appointments as suggested by the physician. Keep track of all the pains and discomfort, it may also help you in creating a personal injury case.

5. Report to Your Insurer

Ontario has a no-fault insurance system and you deal with the at-fault driver’s insurance. But if you need to claim for your loss, call the insurance company within 7 days of the accident. Your insurance company will require some information from your end and will also investigate on their behalf. Provide all the important evidence and information about the accident to get a hassle-free claim. Otherwise, insurance companies always find a way to make you partly at fault and you would not be able to get your desired amount.

6.Contact Personal Injury Lawyers

This step is very important if you have a problem with any of the above steps. When you call for a Personal Injury lawyer, ask for a Car Accident Lawyer as they are the specialists in their job. The lawyer will work to protect your rights and will deal with the insurance companies too. The main job of these lawyers is to exclusively work for your best interest.

If the at-fault party is refusing to cooperate then the Car Accident lawyer will help you to pursue a claim against them. There are some limitations to pursuing a claim after a certain time frame so it is always advised to hire the best personal injury attorney as soon as possible to get the maximum benefit.

Kalsi and Associates provide you with the best team of Personal Injury lawyers with a free consultation. If you want some legal advice related to car accident injury, slip and fall, or motor vehicle accidents near Ontario then call us at 1-(844)-90-LAWYER or apply for online consultation.

60 yr old Man in serious condition after collision on Highway 404


Global news

Traffic delays were seen in Toronto on Highway 404 after a collision occurred Wednesday afternoon. According to Ontario Provincial Police Sgt Kerry Schmidt, there was a two-vehicle crash that involved a passenger car rear-ending a commercial truck on the southbound lanes near highway 7. The collision happened around 3 pm

Schmidt continues to say that the driver of the passenger car, a 60-year-old man, exited the vehicle after the collision and moved across the highway onto the northbound side, and made it to the third lane before inevitably being struck by another vehicle.

Officers were on the scene to investigate and the vehicles involved in the initial collision were moved to the side of the road.

The man was taken to a nearby trauma centre with serious injuries sustained.

Initially, both northbound and southbound lanes were closed but after 6:30 pm, Ontario Provincial Police confirmed all lanes to be reopened.

If you’ve been involved in a serious Injuries, don’t hesitate to contact a motor vehicle accident lawyer for help. They’ll be able to guide you through the legal process and help you get back on your feet.